TOWN HALL 4 - PART 1 OPENING REMARKS

TOWN HALL 4 - PART 1   OPENING REMARKS

The fourth Concordium Town Hall opens with reflection rather than hype.

CEO Boris Bohrer-Bilowitzki frames 2025 as the year Concordium moved from rebuilding mode into visible execution. What began as a turnaround effort became a sequence of delivered milestones: identity infrastructure live, PLTs live, stablecoins issued, wallets integrating, exchange access expanding, and the PayFi narrative gaining real market recognition.

This introduction sets the tone for the entire Town Hall series. Progress did not happen through single headline moments, but through layered groundwork — technical, commercial, and narrative. The past months show acceleration, but that acceleration rests on foundations laid earlier in the year.

Boris also addresses the human side of markets: impatience, short memory, and the tendency to anchor on price rather than structural progress. His core message is simple: Concordium has moved from planning to delivery, and the next phase is use cases and adoption at scale.

This summary captures that framing and the context needed to understand everything that follows in the Town Hall.

  • Boris Bohrer-Bilowitzki opens the Town Hall
    • Welcomes everyone, and frames it as the *end-of-year* update after an intense and transformative 2025.
  • Introduces speakers:
    • Mike Milner (CCO),
    • Varun Kabra (CGO/CMO),
    • Peter Marirosan (CTO),
    • Boris Bohrer-Bilowitzki (CEO).
  • Sets context:
    • 2025 was a profound year for the team and the project;
    • Concordium set out to:
      • rebuild
      • execute
      • accelerate. 
  • Notes that early in the year many doubted the team’s ability to execute at this level, but delivery over the past year disproved that.
  • Community impatience acknowledged
    • referencing the “Rome wasn’t built in a day” mindset and the impossibility of undoing the past;
    • still, the last 3–4 months should give the community strong confidence.
  • Performance:
    • CCD is up ~220 percent for the year
    • this while most of the market is down
    • still a small chain, but proof of what’s possible.
  • Milestone recap begins:
    • Concordium aimed to become a credible PayFi chain
      • initial skepticism replaced by recognition.
    • Search results now place Concordium at the top when Googling “PayFi”, alongside Stellar etc.
    • Media coverage and analyst reports (e.g., Messari) now consistently reflect Concordium’s narrative.
    • Narrative consolidation:
      • the team intentionally built a clear, consistent story which is now live across press, analysts, and market channels.
  • Execution examples:
    • 10 stablecoin issuers already on-chain
      • covering *five currencies*, using the PLT standard.
    • Verify & Pay showcased in early go-lives
      • not giant brands, but crucial proof that it works
    • Verification use cases will be a major focus going forward.
  • Partnership foundation:
    • Early “grassroots successes” came from wallet providers
      • Ledger
      • Bitcoin.com,
      • Safle
      • Coin98
      • representing over 100 million users.
    • These partners chose to integrate Concordium’s tech because they believe users shouldn’t need constant onboarding.
  • New products shipped:
    • ID App live on iOS & Android; a cornerstone of the ecosystem.
    • Wallet integrations with partners rolling out.
    • Concordium Pay now live (though UX still hindered by traditional finance on-/off-ramps; solutions in progress).
  • Ecosystem accessibility dramatically improved:
    • Previously, major jurisdictions like the US and UK were effectively excluded.
    • Now: Kraken, Bitmart, Bitpanda, Mercado BTC, and others opened CCD to millions.
    • Tier-one exchange dialogues ongoing.
  • Brand presence expanded across social channels, press, and partner networks
    • building the multiplier effect needed for scale.
  • Reflection for long-term CCD holders:
    • A foundation had to be rebuilt first;
      • impatient holders should now recognize the structural layer-by-layer approach.
    • Many components going live in Q1 will enable multiplicative effects not possible in earlier Town Halls.
  • Looking ahead:
    • Boris enters 2026 with enormous confidence
      • all internal work-streams are converging.
    • Reminds the audience of the dark room in London a year ago
      • when the team asked themselves how to turn the project around, the plan is now real and visible.
      • The next phase is use cases and adoption at scale.